Shares, CD, IRAs

Regular Share Accounts (Savings)

A Share Account establishes your membership at Haynes Community Federal Credit Union.  Share Accounts work just like a regular savings account. This Share Account represents your "ownership" in Haynes Community FCU, and entitles you to voting privileges at our Annual Meeting.

  • Minimum balance required is $5.00.
  • Must live, work, worship or attend school in Howard or Tipton Counties.
  • Dividends are compounded daily and paid quarterly. 
  • Shares are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. 

Share Certificates (CD's)

Start saving today for a secure tomorrow! With a Haynes Community  Federal Credit Union Share Certificate, you can “park” your money for a fixed length of time in order to accrue additional earnings. Certificates usually provide a higher yield of interest than traditional savings accounts making a Haynes Community FCU Share Certificate the perfect place to stash your extra cash for future use. 

With as little as $500.00 members can invest in a Credit Union Share Certificate and maximize their earnings. By having several different terms to choose from, you are sure to find one to best fit your investment needs!

  • A variety of terms are available with a minimum deposit of $500.00.
  • Several dividend payment options are available. 
  • Minimum penalties required for early withdrawal. 
  • Share certificates automatically rollover at maturity.
  • All accounts are insured up to $250,000.00 by the National Credit Union Administration (NCUA).


  • Traditional IRAs
  • Roth IRAs
Contact your Credit Union IRA Representative for more details.