Make Loan Payments from External Accounts
Anytime, AnywhereMAKE A PAYMENT
We know your time is very valuable to you! Please remember loan payments made from an HCFCU account are free and simple to make using our convenient Online Banking or Mobile Banking. Please use the “Online Banking” login above to access your HCFCU account. If you are not enrolled in online banking, mobile banking, or would like to set up an HCFCU checking or savings account, please call 765-456-3043 or visit our branch today.
If you want to make your loan payments from an account at another financial institution we now offer two online loan payment options to you, both for a minimum convenience charge. Once you click on the "Make A Payment" button, then you can choose to make your payment with Express Pay or you can choose to Create An Account by clicking on the Register button. If you use Express Pay, you will need your Member Account Number, Name, Email Address, and set up a Security Question. If you choose to Create An Account, you will need your Member Account Number, Name, Email Address, and set up a Security Question. You will also need to set up a password for future payment use. If you have more than one loan with HCFCU, you will be given the option to pick which loan you plan to pay with this payment.
Once you have decided to Express Pay or Register, you have two options for loan payments.
Option 1: Online Loan Payments can be made with a Mastercard or Discover credit card or Visa and Mastercard debit card. To make your payment you will need your name, card number, the card expiration date, card security code, your billing address, and your loan payment information from HCFCU. There is a $7.50 convenience charge for this service.
When paying with your debit or credit card, payments will be posted to your account within 2 business days of the transaction. However, the funds will be debited immediately.
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Option 2: Online Loan Payments can be made by using your bank account information from an external financial institution. You will need your name, external financial institution routing number, account number, and account type (e.g. checking or savings) as well as your loan payment information from HCFCU. There is a $7.50 convenience charge for this service.
When paying with your external bank account information, payments will be posted to your account the next business day of the transaction.
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See our Online Loan Payment Terms and Conditions